This Privacy Statement applies to the Tower Capital Partners Website.

Information Collected About You
Tower Capital Partners may collect personally identifiable information ("PII") about you that you specifically and voluntarily provide. PII includes information that can identify you as a specific individual, such as your name, phone number, or e-mail address. On all Web pages that collect PII, we specifically describe what information is required in order to provide you with the product or service that you have requested.

Sign Up for Public Forums
If you are a broker or agent, you may have the option of signing up to place your business information in the public section of our web products. The information that you enter may be exposed to other Tower Capital Partners users. We collect only the information that you choose to give to us.

Contacting Us
Tower Capital Partners may collect information such as your full name, e-mail address, and/or contact information whenever you submit a question or suggestion. This information is used only to track your question and contact you with a response if necessary.

Computer Information
Tower Capital Partners may collect certain technical information from your computer each time you request a page during a visit to the Website. This information is collected from your computer's Web browser and may include your IP address, operating system, Web browser software (e.g. Netscape Navigator or Internet Explorer), screen resolution, and referrer Web site. Wireless users: Please check with your wireless company if you are using your cellular phone to access the Internet to understand whether PII may be used to identify you.

Cookies and Other Web Technologies
A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and cookies set by Tower Capital Partners can only be read by Tower Capital Partners.

One of the primary purposes of cookies is to provide a convenience feature to save you time. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you will not be able to fully experience the interactive features of this or other web sites that you visit.

Tower Capital Partners may serve you cookies to personalize your site experience, authenticate your identity to the site, and store your language and site settings.

Use of Your Information
Tower Capital Partners will use your information for one of four purposes:
• To store your information for you and deliver it to you when you request it.
• To help you quickly find software, services or information on the Tower Capital Partners Web services.
• To help us create and deliver content most relevant to you.
• To learn about how our products fail and fix such problems.

Personally identifiable information collected on this site may be stored and processed in the United States or any other country in which Tower Capital Partners or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Sharing Your Information
Except as otherwise described in this Privacy Statement, personal information you provide on this site will not be shared outside of Tower Capital Partners and its controlled subsidiaries and affiliates without your permission. We occasionally hire other companies to provide limited services on our behalf, including answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

Our Legal Obligations
Tower Capital Partners may disclose personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Tower Capital Partners or the site; (b) protect and defend the rights or property of Tower Capital Partners and its family of Web sites, or (c) act in urgent circumstances to protect the personal safety of users of Tower Capital Partners, its Website, or the public.

Other Websites
There are several places that may link you to other Web sites that do not operate under these information privacy practices. We encourage you to review the privacy statements of Websites you choose to link to so that you can understand how those Web sites collect, use, and share information. Tower Capital Partners is not responsible for the privacy statements or other content on Websites outside of the towerpartnersllc.com domain.

Use of Web Beacons
Tower Capital Partners Web pages may contain electronic images known as Web beacons - sometimes called single-pixel gifs - that allow us to count users who have visited those pages. Additionally, we may include web beacons in e-mail messages in order to count how many messages have been opened and acted upon. Web beacons are not used to access your personal information; they are a technique we use to compile aggregated statistics about Website usage.

Web beacons collect only a limited set of information including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides.

Control Over and Access to Your Information
When you give us personal information, we will not share that information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above.

Please be aware that this Privacy Statement and the privacy choices you make on this site will not necessarily apply to personal information you may have provided to Tower Capital Partners in the context of other, separately operated, Tower Capital Partners products or services.

Protecting Your Information
We want you to feel confident about using our Web site to store and share your information. We endeavor to protect the security of personal information and honor your choices for its intended use. Our goal is to protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure. For example, we store the personal information you provide on computer servers with limited access, which are located in controlled facilities.

Changes to this Privacy Statement
We may occasionally update this Privacy Statement. When we do, we will also revise the "last updated" date at the top of the Privacy Statement. For material changes to this Privacy Statement or how Tower Capital Partners will use your PII, we will notify you either by placing a prominent notice on the home page of our Website or by directly sending you a notification. We encourage you to periodically review this Privacy Statement to stay informed about how we are protecting the personal information we collect. Your continued use of the service constitutes your agreement to this Privacy Statement and any updates.
If you have questions about our Privacy Statement, please email us.

Contact information
Tower Capital Partners welcomes your comments regarding this Privacy Statement. If you believe that we have not adhered to this Privacy Statement, please contact us by email or postal mail and we will use commercially reasonable efforts to promptly determine and remedy the problem.

Tower Capital Partners, LLC, 2 Executive Blvd., Suite 301, Suffern, NY 10901, U.S.A. All rights reserved.

You can also send us an e-mail at info@tcpartnersllc.com.